Overview

Analyzing fintech's potential to transform financial services in the member countries of the Central Asia Regional Economic Cooperation (CAREC) Program, this report explores how fintech can drive economic growth, facilitate cross-border trade, and enhance financial inclusion. Drawing on both regional and global experiences, the report makes a compelling case for a coordinated regional approach to fintech development. It considers how open banking can drive innovation and inclusion, and why digital payments are key to boosting e-commerce and trade. It explains how regulatory sandboxes can play an important role in developing new products. By supporting local fintech markets and fostering a collaborative regional ecosystem, CAREC countries can promote innovation, safeguard consumers, and build a more prosperous and economically resilient future.

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