Overview

Microfinance is the provision of microsavings, microcredit, and other microfinancial services to the poor so that they can earn more money and improve their standard of living. Micro Finance Institutions (MFIs) help poor people get small-scale financial services like saving, borrowing, and other basic services. Microfinance is a growing field, and there is no clear best way to help the poor. As a result, over time, many different delivery models have been created. In developing countries like India, a lot of women are vulnerable and left out because they don't have enough schooling, access to tools, or jobs. A country can only grow in a way that is good for everyone when women are treated as equal partners in the process. Most people in India live in towns, where many poor people work at small and tiny businesses. India's poverty is well-known, and it is thought that about a third of the world's poor live there. Rural financial markets, which include an unorganised sector with commission agents, moneylenders, landlords, and so on, and an organised sector with urban credit cooperatives and rural credit cooperatives, meet the credit needs and other financial packages of the rural population as a whole and the poor in particular.

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9781805256663

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