Overview

Accounts of microfinance tend to either celebrate the pioneering spirit of NGO leaders or devolve into a clinical discussion of interest and repayment rates or poverty measures. Beyond cursory and inspiring marketing materials, the experiences of the many women clients who participate in microcredit programs are largely overlooked. While basic macroeconomic assumptions drive the lending system that women participate in, these rules can break down at the local level where micro-economies are fraught with uncertainty, complexity and competing demands.John Brett argues that the third face of microfinance, the lives of the women borrowers, needs serious examination. Grounded in long-term, in-depth research, The Three Faces of Microfinance provides a level of detail lacking in most studies of microfinance. His ethnography, carried out in Bolivia, provides invaluable qualitative and quantitative information on how loans are put to work in the lives of real people. Anyone serious about ensuring microfinance lives up to its promise will appreciate the honesty this volume offers.

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9781565493575

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