Overview

Rely on the Rudiments series for everything you need across the real estate journey-from financing and inspections to investing and beyond. Buying a home is one of life's biggest decisions, but it doesn't have to be overwhelming. In Rudiments of Real Estate: Homeownership, Thomas F. Ravert breaks down the complex world of property, mortgages, and ownership into clear, simple fundamentals anyone can understand. With practical guidance, personal insight, and a teacher's touch, he empowers readers to move from uncertainty to confidence, turning the dream of owning a home into a reality. Whether you're a first-time buyer or simply want to strengthen your foundation in real estate, this book is your essential companion to building security, stability, and wealth through homeownership.

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Thomas F. Ravert brings 40 years of experience in real estate, banking, valuation, and finance to the homeownership and investment journey. Over the course of his career, he has held numerous executive and senior management roles, including Chief Lending Officer and Director of Portfolio Management, for prominent financial institutions. Thomas is a CFP(R) professional, combining his financial planning expertise with deep knowledge of real estate. His practice focuses on real estate-related planning and advisory, helping clients integrate property ownership and investment strategies into their broader financial goals. He has financed more than 6,300 residential and commercial real estate loans, totaling over $7 billion across asset types including multifamily, retail, office, industrial, and construction projects, as well as owner-occupied C&I loans throughout the United States.He holds a master's degree in real estate investment and development, a B.S. in management and communication from Adelphi University, the CFP(R) certification and New York State general real estate appraiser and instructor licenses.

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