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9781399937948

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"""A most enjoyable book that teaches financial lessons through the lenses of common day challenges and people - it makes sense and is relevant to everybody - no matter what your financial circumstance!""Jean-Jacques Oelofse, President, Emerging Markets, Wood-Mizer ""Most people are fearful of the daunting subject of personal financial management. These stories unbundle the complexity which if followed will create long-term financial and emotional freedom.""Stuart Loxton, Chief Executive, Superyacht Training Academy ""The Butterfly Effect of Money is a compelling book that follows the lives of four characters and provides ten essential principles for building wealth, including wise decision-making about debt, having a budget, and preparing for the future.""Kobus Kleyn CFP(R), Global Financial Services Thought Leader, South Africa ""A good and entertaining read for all ages. The Butterfly Effect of Money offers insightful life lessons for cultivating good financial discipline. With practical advice and engaging storytelling, it's a must-read for those seeking financial empowerment and long-term stability.""Faeez Davids, Retail Sales Executive, ABSA ""This is a real masterpiece. It highlights the urgent need for improved financial literacy in all stages of life and sets the reader on the path to greater financial independence.""Kwabena Ofori-Awuah Jnr, Distribution lead - Customer Partnerships, HSBC UK ""What a lovely book! I really love the way it's such an easy and entertaining read with a very apt message about good financial behaviour."" Fatimah Otto, DAS Banking Principal, Nedbank Private Wealth ""The Butterfly Effect is a must-read book for young adults and everyone struggling with personal financial management. I literally couldn't put it down until I completed it.""Kantu Achira, Head, Bancassurance and Wealth Management propositions, Standard Chartered Bank, Ghana & Côte d'Ivoire"

"""A most enjoyable book that teaches financial lessons through the lenses of common day challenges and people - it makes sense and is relevant to everybody - no matter what your financial circumstance!""Jean-Jacques Oelofse, President, Emerging Markets, Wood-Mizer ""Most people are fearful of the daunting subject of personal financial management. These stories unbundle the complexity which if followed will create long-term financial and emotional freedom.""Stuart Loxton, Chief Executive, Superyacht Training Academy ""The Butterfly Effect of Money is a compelling book that follows the lives of four characters and provides ten essential principles for building wealth, including wise decision-making about debt, having a budget, and preparing for the future.""Kobus Kleyn CFP(R), Global Financial Services Thought Leader, South Africa ""A good and entertaining read for all ages. The Butterfly Effect of Money offers insightful life lessons for cultivating good financial discipline. With practical advice and engaging storytelling, it's a must-read for those seeking financial empowerment and long-term stability.""Faeez Davids, Retail Sales Executive, ABSA ""This is a real masterpiece. It highlights the urgent need for improved financial literacy in all stages of life and sets the reader on the path to greater financial independence.""Kwabena Ofori-Awuah Jnr, Distribution lead - Customer Partnerships, HSBC UK ""What a lovely book! I really love the way it's such an easy and entertaining read with a very apt message about good financial behaviour."" Fatimah Otto, DAS Banking Principal, Nedbank Private Wealth ""The Butterfly Effect is a must-read book for young adults and everyone struggling with personal financial management. I literally couldn't put it down until I completed it.""Kantu Achira, Head, Bancassurance and Wealth Management propositions, Standard Chartered Bank, Ghana & Cote d'Ivoire"

Author Information

Steven Jacobs has over thirty years of experience in the financial sector, having worked for some of the largest global banks including HSBC, Standard Chartered Bank and Barclays. In his private capacity, he has delivered numerous lectures on improving personal financial health, many of which have been captured in 'The Butterfly Effect of Money.' He is the published author of 'The New Manager: How to Become a Leader in 52 simple steps, ' which was voted as one of the top six business books in 2016 by Ian Mann (MD at Gateways Business Consultants) in South Africa.

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