Overview

This collection of essays, penned between 2014 and 2025, offers a real-time chronicle of a world navigating profound economic and social shifts. Written in the long shadow of the 2008 financial crisis, these essays capture a decade defined by the dual forces of disruptive digital technology and a global push for financial inclusion-a momentum that was abruptly tested by the COVID-19 pandemic, and a heightened awareness of climate change. Against this backdrop of crisis and innovation, a persistent theme emerged: the failure of institutions. From corporate governance scandals to systemic oversight failures, it became clear that our structures were struggling to keep pace with a changing world. With a critical yet constructive eye, these essays diagnose the root causes of this institutional decay-in how both organizations and individuals operate. More importantly, they offer a forward-looking vision for the necessary reforms to build a more resilient, sustainable, and equitable economic future for all.

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