Overview

Are you worried your job is at risk? Do you feel like the old rules of money are broken? You're right. The single riskiest financial strategy in 2026 is relying on a single paycheck. The world has changed. AI, a ""sticky"" cost of living, and a volatile job market have left most people feeling like they're one step away from a financial emergency. The old blueprint for success is dead. This book is your new one. As a wealth manager on the front lines, I've seen what works and what doesn't. This book is my step-by-step playbook, written in plain English, to help you not just survive, but thrive in the new economy. We'll build your resilient, future-proof financial life by mastering two clear paths: Path 1: The AI Gold Rush. Learn to ""Ride the Wave"" and partner with AI to 10x your value, becoming an indispensable ""Centaur"" in your career or even launching your own AI-Native business. Path 2: The Human Advantage. Master the ""Irreplaceable"" human skills that AI will never be able to replicate-like creativity, leadership, and emotional intelligence-and turn them into high-value, premium income streams. Inside, you will learn: How to conduct a ""Personal AI Audit"" to find your biggest risks and opportunities. The four ""AI-Native"" businesses you can start from your kitchen table. The four ""Irreplaceable"" human skills and how to monetize them. How to build a ""Low-Burnout Side Gig"" that creates a second, independent income stream. The 2026 Investment Portfolio: A simple plan to invest your new income in the very trends that are creating this new wealth. This isn't a book of abstract theory. It's a practical guide to building your ""Portfolio of Income Streams"" to ensure that you, and your family, are more than just ""okay."" It's your map to stop worrying about the future and start owning it.

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