Overview

"In Overcoming Debt, Achieving Financial Freedom, lawyer, business owner, and first-generation professional Cindy Zuniga-Sanchez delivers a practical and actionable blueprint for financial independence. Full of easy-to-apply advice for young adults, students, and early-career professionals, the book is a holistic guide to responsibly managing money and debt while building your nest egg. In the book, you'll explore how to be a responsible consumer, how to budget, save, invest, pay off debt, build credit, and increase your income. You'll also understand much of what school didn't teach you about student loans. The author explains: strategies to create a realistic and actionable debt repayment plan that will save you money and time; strategies for maximizing your income by negotiating your salary and finding profitable ""side hustles""; techniques for straightforward forms of investing that responsibly balance risk and reward; and the money strategies that she put into place and resources that she used to go from having six-figures of debt to a multiple six-figure net worth. An essential money resource for students, professionals, entrepreneurs, and anyone else hoping to reduce their financial stress and improve their lives, Overcoming Debt, Achieving Financial Freedom is the simple and powerful money guide you've been waiting for."

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Cindy Zuniga-Sanchez is the founder of Zero-Based Budget, where she offers personal finance education on saving, investing, and strategies for debt repayment. She has been featured in national publications, including Forbes, Kiplinger, Business Insider, and Bloomberg Opinion, and received her law degree from the Benjamin N. Cardozo School of Law. Courtney Patterson is an Atlanta native who has been working as an actor on stage, screen, and behind the microphone for close to two decades. She has been narrating audiobooks since 2011 and has fallen in love with the craft of storytelling through narration. Courtney is the mother of two wonderful little weirdos and the wife of a brilliant sommelier. There's also a cat and some fish in the mix. Courtney couldn't be happier with her crazy artistic lifestyle and is keenly aware that having good wine always within reach is most likely the reason for her family's success.

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