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Detailed Home Monthly Budget Planner & Expenses Tracker. SOFTBACK, 8.5 x 11 , 24 months to start any time (US$5.58 / GBP4.58 / 5.48). IF LOOK INSIDE ISN'T LOADING, the blue smART bookx link by the title will help you out. CONTENTS: Each month has 4 large pages and includes: - An Expenditure Tracker to build a clear chronological log of spending. All expenses are immediately allocated to one of 32 categories (with 4 blank ones for personal adaptation). These are laid out in numbered columns to make adding up at the end quick & easy. Entry rows are wide to allow for descriptions and there are plenty of rows to keep you going, even in busy months. There's also space to log: date of expenditure, receipts, & whether an item has cleared from the bank. - A Budget Facility The top row of the Expenditure Tracker can be used for setting monthly targets, by category. This budget row is directly above the monthly actual totals for ease of comparison. - Total Monthly Income & Outgoings Tables These allow for an at-a-glance review of what's having the biggest effect on your overall monthly balance. - A Calendar Useful for remembering items which clear automatically from the bank, but also good for anticipating large expenditures, such as vacations. - A To-Do Checklist On the Front Page you'll find: - An Annual Roll-up Chart. Each month you can bring forward your Total Income and Total Outgoings to the cover page. It allows you to review all your monthly balances and makes annual totals an easy job. - A quick 'How to Use this Book' guide At the back there are two Savings Logs. Each monthly Outgoings Table provides a facility to transfer some income to savings, which are logged at the back of the book. These could be used for anticipated large expenditures, from college funds to cars, or to set up an emergency fund for unforeseen expenditures. BOOK SPECIFICATIONS: - 100 pages of pure white acid-free 55 lb paper minimizes ink bleed-through. - Large size - 8.5 x 11 (21.6 x 27.9 cm) - Tough matte cover, bound securely with professional trade paperback (perfect) binding, i.e. it's built to last; pages won't fall out after a few months. SIMILAR PRODUCTS: We publish several Budget Planners. Each has the same interior but there are covers to suit all tastes. To view search 'budget' & 'bookx' on Amazon (don't forget the 'x'). MATCHING PRODUCTS: We also publish recipe journals, password journals, reading logs, trip planners and much more. To view other items which match this one search on 'plain talking' & 'bookx'. Thanks for looking, The smART bookx design team Buy With Confidence Because Our Customers Love Our Stationery: ***** Affordable, But Still Good Quality! ... Very satisfied with this product ... an affordable option that is also very thorough. Many other planners just didn't have all of the sections I needed, or they did and cost too much ... the cover is super cute and kind of soft. (Jun 1, 2016) ***** Love the Van Gogh Notebook ... Loved it, keep it in my purse incase of creative impulses. (November 8, 2013) ***** Love This! ... This planner is super cute, and I absolutely love the cover. Lots of room to include all kinds of information. (June 13, 2016) ALL BOOKS ARE MADE IN THE COUNTRY PURCHASED

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9781700040411

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