Overview

This book contains a budgeting guide for beginners and an expense tracker! Embark on an exciting journey with Destiny and Trey as they learn to budget for their goals. Trey is eager to save for a car, while Destiny wants to save for college. They often spend a lot of money on food and clothes, so they ask their mom for advice on how to budget the money they earn from their after-school jobs. Together, they will learn about income and expenses and how to budget for their needs and wants. Will they be able to achieve their goals? Find out inside.

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Annette Harris is a wife, mother, and avid volunteer in her community. She is a military veteran who spent eight years in the United States Army with two wartime deployments (Afghanistan and Iraq). She has earned nine degrees, three Masters, three Bachelors, and three Associates, from 2003 to 2021. She graduated from Florida State University, Webster University, Liberty University, and Columbia College of Missouri. She is a certified human resources professional with over 15 years in the field. Annette is an online Adjunct Professor in Human Resources Management. She also owns Harris Financial Coaching and is a certified Financial Fitness Coach (FFC) and Accredited Financial Counselor. Dweise Harris is a highly decorated veteran of the United States Army who served as a Warrant Officer for several years. During his time in the military, he demonstrated exemplary leadership skills and unwavering dedication to his country. After retiring from the Army, Harris became an Army JROTC instructor, where he continued to inspire and mentor young students, passing on his wealth of knowledge and experience to the next generation of leaders. Thanks to his years of service and commitment to excellence, Dweise has impacted the military and education communities.

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