Overview

Until recently most microfinance research focused on whether access to finance is beneficial for economically poor entrepreneurs and families. The industry has now grown big and Microfinance Institutions (MFIs) serves hundreds of millions of customers. The business of microfinance is therefore becoming an important research area. While performance and efficiency studies are common in banking research such research on MFI performance is still in its infancy. MFI performance studies are challenging because they are hybrid organizations with dual objectives of serving low-income customers while being financially sustainable. This book contains a collection of new MFI performance research by top scholars from across the globe. A wide range of topics are covered including cash-flow analyses, cultural influence, mission-drift, the influence of public regulation and international actors, group lending, competition, ownership issues, earnings management as well as traditional efficiency studies.

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9781322577814

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Roy Mersland is Professor at the School of Business and Law at the University of Agder in Norway. He has extensive international management, consulting and research experience. He is member of the Centre for European Research in Microfinance located in Brussels and is Director of the Norwegian Centre for Microfinance Research. R. Oystein Strom is Professor at the School of Business, Oslo and Akershus University College, Norway. His present research interests centre on corporate governance issues in microfinance and effects of regulations in Norway, and more generally on banking.

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