Overview

Stop paying sky-high premiums for a house that's begging insurers to slap on surcharges. In Insurance-Discount Retrofits, construction pro Owen Hatcher hands you a toolbox-friendly roadmap to slash 10 - 55 % off home-insurance bills-without hiring a five-figure contractor. From hurricane-grade storm clips to DIY flood barriers and ember-proof roofing, you'll get step-by-step projects, materials checklists, code tips, and photo guides that turn weekend sweat into long-term savings. Learn how to: Bolt in roof straps, shutters, and wall bracing that insurers love. Swap to fire-resistant shingles and seal vents against flying embers. Install basement and doorway flood defenses rated by underwriters. Add smart alarms and leak sensors that unlock instant policy credits. Document every upgrade so your provider can't deny the discount. Stack rebates, state incentives, and premium cuts until the projects pay for themselves-then keep pocketing the difference year after year.

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9781998545070

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