Overview

What does it mean to be financially included? Does having an Aadhaar, a Jan Dhan account and a phone make one financially included? Is rural India able to access financial products and institutions comfortably? Is the Fintech revolution actually here?The biggest problem with fintech in India is that the full potential of financial technology and policy is not really reaching the poorest of the poor. Thoroughly researched and expertly written, FinTech for Billions reveals why many of the existing solutions have faltered and fumbled along their path to inclusion. But things are not without hope. Through meticulous research across India - from towns in Rajasthan to villages in Goa, from hamlets in Odisha to districts in Telangana and Himachal Pradesh.

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9780670096213

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Bhagwan Chowdhry is a professor of Finance and Executive Director, Digital Identity Research Initiative at the Indian School of Business and a Research Professor at the Anderson School at University of California, Los Angeles. Anas Ahmed is the Lead Research Officer for the Digital Identity Research Initiative at the Indian School of Business, who has traversed classrooms, boardrooms, and rural communities across India working closely with CEOs and entrepreneurs of the leading financial institutions.

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