Financial Inclusion: Critique and Alternatives

Author:   Rajiv Prabhakar (The Open University)
Publisher:   Bristol University Press
ISBN:  

9781447345466


Pages:   178
Publication Date:   20 January 2021
Format:   Hardback
Availability:   Manufactured on demand   Availability explained
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Financial Inclusion: Critique and Alternatives


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Overview

Should the public play a greater role within the financial system? Decisions about money are a part of our everyday lives. Supporters promote 'financial inclusion' as a way of helping people navigate decisions about money. However, critics fear these policies promote 'financialisation' of the welfare state and turn citizens into consumers. Presenting a nuanced, critical analysis of 'financial inclusion', Rajiv Prabhakar brings together the supportive and critical literatures which have, until now, developed in parallel. Addressing key issues including the 'poverty premium', financial capability and housing, this essential dialogue advances crucial public, academic and policy debates and proposes alternative paths forward.

Full Product Details

Author:   Rajiv Prabhakar (The Open University)
Publisher:   Bristol University Press
Imprint:   Policy Press
ISBN:  

9781447345466


ISBN 10:   1447345460
Pages:   178
Publication Date:   20 January 2021
Audience:   Professional and scholarly ,  General/trade ,  Professional & Vocational ,  General
Format:   Hardback
Publisher's Status:   Active
Availability:   Manufactured on demand   Availability explained
We will order this item for you from a manufactured on demand supplier.

Table of Contents

What is financial inclusion? Financial capability: citizens or subjects? Financial inclusion and saving The case of housing Alternatives Conclusion

Reviews

"""This engaging and timely book makes a convincing case for bringing together theoretical and applied perspectives on financial inclusion in order to develop both a more nuanced understanding of this important issue and a more theoretically grounded set of policies to reduce the poverty premium."" Karen Rowlingson, University of Birmingham ""Rajiv Prabhakar's discussion of the arguments for and against the inclusion of disadvantaged groups in the world of finance and asset ownership is a major contribution to the debate. His analysis of alternative policies towards inclusion is a must-read."" Julian Le Grand, Marshall Institute, London School of Economics"


This engaging and timely book makes a convincing case for bringing together theoretical and applied perspectives on financial inclusion in order to develop both a more nuanced understanding of this important issue and a more theoretically grounded set of policies to reduce the poverty premium. Karen Rowlingson, University of Birmingham Rajiv Prabhakar's discussion of the arguments for and against the inclusion of disadvantaged groups in the world of finance and asset ownership is a major contribution to the debate. His analysis of alternative policies towards inclusion is a must-read. Julian Le Grand, Marshall Institute, London School of Economics


Author Information

Rajiv Prabhakar is Senior Lecturer in Personal Finance at the Open University and Senior Fellow of the Higher Education Academy.

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