Overview

"If you want to enjoy the benefits of a stellar credit profile while avoiding the downsides of it, read on.A credit score is not just a number, it could be your ticket to quick loan approval, low-interest rates, access to exclusive airport lounges, and even free plane rides! On the other hand, institutions and individuals can also use those same numbers to reject your loan applications and give you unfavorable deals. In this book, #1 Amazon bestselling author, Michael Ezeanaka, shows you how you can repair your damaged credit profile, build an excellent one and take full advantage of credit reward credit cards. In this book, you'll discover: How credit cards work How to protect your Credit Card from Identity Theft 3 types of consumer credit and how you can access them! Why you should always check your credit report (At least once a month!) How to read, review and understand your credit report (Including a sample letter you can send to dispute any inaccuracy in it) How to achieve a 700+ credit score (and what to do if you currently have no FICO score) The proper way to monitor your credit score (Including the difference between hard and soft inquiries) The factors that impact your Credit Rating. Including the ones that certainly don't - despite what people say! Which is more important: Payment History Or Credit Utilization? (The answer may surprise you) Things you need to consider when choosing a Credit Card (Including how to avoid a finance charge on your Credit Card) How to climb the Credit Card ladder and unlock unbelievable reward points ...and much, much more! The strategies laid out in this book will help you lead a healthy and rewarding financial life. Excited to get started? Scroll up, click the ""Buy Now"" button and let's get started!"

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