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OverviewThis monograph presents the results of the first significant attempt to examine the nature of the demand for insurance against natural disasters at a detailed, microeconomic level. The subject is homeowners' multiperil insurance used to cover owner-occupied residential property. The analysis seeks to identify factors that affect the consumer demand for coverage using a model that properly reflects the interacting supply and demand factors. The authors examine key variables and their effects on the quantity, quality, and price of insurance purchased. They consider the sensitivity of demand to prices, demographic characteristics, policy features, and the bundling/unbundling of perils and coverages. They examine insurer and consumer decisions in different markets and regulatory environments - Florida and New York - over a four-year period 1995-1998. Full Product DetailsAuthor: Martin F Grace , Robert W Klein , Paul R KleindorferPublisher: Springer Imprint: Springer Dimensions: Width: 23.40cm , Height: 0.90cm , Length: 15.60cm Weight: 0.231kg ISBN: 9781441992697ISBN 10: 1441992693 Pages: 160 Publication Date: 11 March 2011 Audience: General/trade , General Format: Undefined Publisher's Status: Unknown Availability: Out of stock Table of ContentsReviewsAuthor InformationTab Content 6Author Website:Countries AvailableAll regions |