Overview

New 2021 Budget Planner! Keep track of your spending this year with the new 12-month (January to December) financial planner. Features: Financial summary pages to note your bank accounts, bills, and creditors all in one handy place including your username and password logins. Savings trackers to jot down all your major savings goals and deposits for the year Bill trackers to manage those fixed or variable bill payments coming out of your accounts every month Debt repayment trackers to give you a quick overview as you pay down your creditors Full 2-page monthly spreads, notes pages, and much more! Benefits of Budget Planner - Be in control over your money - A budget is a way of being intentional about the way you spend and save your money. - Keeps you focused on your money goals - Avoid spending unnecessarily on items and services that do not contribute to attaining your financial goals. - Makes you aware what is going on with your money - With budgeting, you are clear on what money is coming in, how fast it goes out, and where it is going to. - Helps you organize your spending and savings - By dividing your money into categories, a budget makes you aware which category of expenditure takes which portion of your money. That way, it is easy for you to make adjustments. - Makes you decide in advance how your money will work for you. At the start of each month or every other month, take an hour or so out of your day to plan out your financial calendar. - Enables you to save for expected and unexpected costs - Budgeting allows you to plan to set aside money for emergency costs. - Enables you to communicate with your significant others about money - If you share your money with your spouse, family, or anyone, a budget can communicate how you use money as a group. Budgeting teaches family members spending responsibility and accountability. - Provides you with an early warning for potential problems - When you budget, you will see potential money problems in advance, and be able to make adjustments before the problem appears. - Helps you determine if you can take debt and how much - Budgeting shows you how much a debt load you can realistically take without being stressed or if taking the debt load is worth it. - Enables you to produce extra money - In budgeting, you get to identify and eliminate unnecessary spending like late fees, penalties and interests by using a bill organizer. These seemingly small savings can add up over time. The perfect inexpensive gift you and your loved ones will be gratefull for! Get your copy now!

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