Overview

Elgar Advanced Introductions are stimulating and thoughtful introductions to major fields in the social sciences, business and law, expertly written by the world’s leading scholars. Designed to be accessible yet rigorous, they offer concise and lucid surveys of the substantive and policy issues associated with discrete subject areas. Taking a detailed tour through the emerging economic field of financial inclusion, this timely book charts the subtle conceptual shifts that gave rise to the focus on inclusivity in development finance, and provides an overview of key concepts, issues, and empirical findings. Diving into the crucial interaction of financial inclusion with gender, further chapters present new conceptual frameworks for thinking about these interactions, as well as discussing the impacts of gendered financial exclusion on both economic and empowerment outcomes. Key Features: Comprehensive introduction to the theory and practice of financial inclusion Accessible style, with focus boxes detailing more advanced material In-depth analysis of the relationship between female empowerment and financial inclusion Up to date discussions of recent developments in FinTech, the impact of microfinance, and the new frontiers of financial inclusion research Discussing what is known about the economic impacts of financial inclusion and what is still to be discovered, this book is an ideal companion for students and researchers of development finance and economics. It aims to inspire current and future cohorts of researchers and policymakers, as well as practitioners with an interest in financial inclusion.

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9781839107207

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Reviews

‘Over the years, the subject of financial inclusion has received wide attention from academic and policy circles, and it has become increasingly crowded but disparate. In this context we need something cogent that brings out the crux of financial inclusion. The authors have delivered a credible and thoughtful book which is contextualized in modern finance paradigms but still evolving with rapidly advancing financial technology and digital services. The potential beneficiaries are beyond academics and students of development finance but also include policy actors around the globe – both in low income and emerging economies.’ -- Lemma W. Senbet, University of Maryland, US ‘Financial inclusion is widely thought to have a key role in poverty reduction. This welcome and valuable book provides new insights as to why microcredit has failed to live up to its promise, why savings clubs may be a better option for the poor, and why the financial inclusion gender gap needs to be closed. I strongly recommend this book for anyone wanting an up to date, evidence-based discussion of this important part of the development agenda.’ -- Howard White, The Campbell Collaboration, Norway ‘Global financial innovations are reshaping markets and bringing hundreds of millions of people into the formal financial sector. With these changes, understandings of economies, technologies, and -- households are expanding. This clear and accessible book takes readers quickly to the frontiers of the field.’– Jonathan Morduch, New York University, US

'Financial inclusion is widely thought to have a key role in poverty reduction. This welcome and valuable book provides new insights as to why microcredit has failed to live up to its promise, why savings clubs may be a better option for the poor, and why the financial inclusion gender gap needs to be closed. I strongly recommend this book for anyone wanting an up to date, evidence-based discussion of this important part of the development agenda.' -- Howard White, The Campbell Collaboration, Norway 'Global financial innovations are reshaping markets and bringing hundreds of millions of people into the formal financial sector. With these changes, understandings of economies, technologies, and -- households are expanding. This clear and accessible book takes readers quickly to the frontiers of the field.'- Jonathan Morduch, New York University, US

Author Information

Robert Lensink, Professor of Finance and Financial Markets and Calumn Hamilton, Faculty of Economics and Business, University of Groningen, Groningen, the Netherlands and Charles Adjasi, Professor of Development Finance and Economics, University of Stellenbosch Business School, South Africa

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