Overview

What if the 4% rule you've trusted for decades is quietly stealing your retirement dreams? For years, you've been told to withdraw 4% of your nest egg and pray it lasts. But what if you could spend more-safely, confidently, and without ever running out? What if your portfolio could grow stronger with every market swing, your taxes shrink, and your lifestyle expand, no matter where in the world you retire? In The 4% Retirement Plan to Maximize Spending, Swiss-trained strategist Seraphina Keller dismantles the old rules and hands you a bold, proven system built on 150 years of global data. This isn't theory. It's a battle-tested blueprint used by real retirees-from a German engineer spending 70K/year at 52 to a Singapore HNW thriving on SGD 450K without risk. You'll discover: - How to beat the 4% rule from day one with SAFEMAX 2.0 - Bulletproof guardrails that let you spend freely-even in crashes - A global growth engine that turns volatility into wealth - Tax-smart moves and expat strategies to keep more of what's yours - How to front-load travel, fun, and family while dying with money left No guesswork. No fear. Just a dynamic, adaptable plan that grows with your life-whether you retire at 45 or 62, in Portland or Portugal. This is your lifetime spending license. Stop surviving retirement. Start living it. Grab your copy now and unlock the retirement you worked a lifetime to earn.

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