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OverviewEven though traditional microfinance has successfully paved the way for offering financial services to low-income populations without traditional collateral, many microfinance institutions (MFIs) are still reluctant to move into rural areas and agricultural finance, due to the perceived high risks and costs. Daniela Röttger's research demonstrates how MFIs can mitigate risks and costs of lending to smallholder farmers by using a combination of proven traditional microfinance mechanisms while adapting specific loan features and lending mechanisms to the particularities of smallholder agriculture. She systematically compares traditional microfinance risk management mechanisms with agricultural microfinance approaches and identifies successful strategies. Eight MFIs providing agricultural finance to smallholder farmers in four countries in East and West Africa (Uganda, Kenya, Benin, Cameroon) were interviewed and their loan features and agricultural lending mechanism were analyzed. The study shows that MFIs can successfully serve smallholder farmers in rural areas. A strong commitment combined with sound in-house knowledge of agricultural value chains and the flexibility to adapt loan terms and lending procedures to the particularities of agriculture are needed to successfully develop and sustain agricultural microfinance. Full Product DetailsAuthor: Daniela Rottger , Philippe GuichandutPublisher: ibidem-Verlag, Jessica Haunschild u Christian Schon Imprint: ibidem-Verlag, Jessica Haunschild u Christian Schon Volume: 11 Dimensions: Width: 14.80cm , Height: 1.50cm , Length: 21.00cm Weight: 0.437kg ISBN: 9783838207858ISBN 10: 3838207858 Pages: 152 Publication Date: 07 December 2021 Audience: Professional and scholarly , Professional & Vocational Format: Paperback Publisher's Status: Active Availability: In Print  This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us. Language: English Table of ContentsReviewsThis book is a concrete example of how very good practical, field-based research can help practitioners and the sector in general to better understand some of their key challenges and to open new opportunities for development and innovation. -- Philippe Guichandut, Head of Development and Technical Assistance at the Grameen Credit Agricole Microfinance Foundation This book is a concrete example of how very good practical, field based re-search can help practitioners and the sector in general to better understand some of their key challenges and to open new opportunities for development and innovation. ?Philippe Guichandut, Head of Development and Technical Assistance at the Grameen Cr dit Agricole Microfinance Foundation Author InformationDaniela Rottger won the 2013 University Meets Microfinance award. She works as an independent consultant for microfinance and monitoring & evaluation, including the Competitive African Cotton Initiative. Tab Content 6Author Website:Countries AvailableAll regions |
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