Overview

You're 18! Now what? It's time to embrace adulting! Loans. Insurance. IRAs. Wait! Are you serious? When you get into the details, the independent world you've been searching for your whole life may not sound so great after all. The truth is, being an adult can be liberating and a lot of fun. It can also be very intimidating. Whether your parents gave you tips about finding a job, saving money, improving your credit score, or left it for you to figure out--or even if they tried and you didn't listen--it's not too late to prepare for the responsibilities that come with living on your own. This guide will give you resources and answers to a wide range of questions you're already asking or soon will be. Dr. Catherine Gilstein has decades of experience in financial services and teaching college business courses. This compilation of her knowledge and conversations with thousands of students reflects her passion: to help young adults successfully navigate the universe they've been thrust into. With optimism, encouragement, and a sense of humor, Dr. Gilstein reminds you that even if you doubt that you're ready to adult . . . you can!

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Reviews

"""The author provides practical advice with actionable steps for improving financial literacy and achieving financial goals throughout the book. Real-life examples and scenarios make the content relatable and applicable to young readers' lives. As a business major, I can confidently say that reading this book will without a doubt improve your understanding of money, financial responsibility, and reprogram your mind for a more financially successful future."" -- Kyle Fasolak, student, Coastal Carolina University ""There are so many young adulting issues covered, all of which give this mamma agita whenever I think about them and how I'm going to be helping my kids through these financial steps in life! As a librarian, I firmly believe that knowledge is power, and it's also a good way to reduce anxiety. This book is a fantastic tool to help with that--for parents and their kids."" -- Liz Farley, college librarian ""This book is a simple step-by-step of how to manage your finances as a young adult. It is written in a way that I find relatable as someone in this age range beginning my financial career. The credit chapter was extremely helpful, as I opened a credit card right when I turned 18. You're 18! Now What? has helped me understand many adult concepts that aren't so cut-and-dried, things that I never would have thought affected me at my young age."" -- Sarah Gerbino, student, Penn State University ""This is the book that I wish I had when I was starting out as a young adult. The book reads honestly, as if a good friend were offering advice on the aspects of our life that will have the greatest compounding impact. Had someone offered this book to me when I was in school, it could have saved me from learning these valuable lessons the hard way. Though we have had some of these financial conversations with our children, the material that Dr. Gilstein offers is more substantive and detailed. This book will provide needed guidance for years to come for anyone who reads it.""-- Cathy Lockyer Moulton, president, Thomas Wynne, L.P. and MSH Ventures, L.P."

Author Information

Dr. Catherine Gilstein, MBA, PhD, has been teaching business courses at the college level for the past ten years. She has also spent twenty-plus years in the financial services industry and conducted her dissertation research on women in STEM (science, technology, engineering, and math) and their career development. Catherine is committed to her students. She has earned a reputation for integrity and true concern, and cares about education and economic empowerment. She enjoys traveling and spending time with her family, reading on the beach, and writing in her spare time. You're 18! Now What? is her first book. LinkedIn: /CATHERINE-GILSTEIN youre18nowwhat.com

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