Overview

This essay sheds light on the worst investments that will yield negative returns on investment and also elucidates investments you should never make to avoid debt. Moreover, what you should buy in order to be able to afford to retire decades before the traditional retirement age and how to earn substantial money online so that you can afford to retire during early adulthood is delineated in this essay. There are ample investments that are preordained to yield a negative return on investment. These investments are so dire that they cannot only erode any modicum of wealth you may have once had, but can also indebt you for decades to come. Making imprudent investment decisions will ultimately culminate in you being eminently setback for the remainder of your life and also never be able to recover the precious sacrosanct investment dollars needlessly squandered from implementing unsound investment decisions. First and foremost, the investment decision to hemorrhage 4-10 years of your sacrosanct, indispensable, precious, finite time in pursuit of earning an undergraduate degree and graduate degrees is an imprudent decision that is preordained to yield a negative return on investment. Graduates often have ineffably dire qualms about having to pay exorbitant tuition costs to earn a university degree that they eventually realize provides them with no modicum of value in the job market. In spite of its falsely touted merits, a university degree is always absolutely just as worthless as the piece of paper it is printed on. In other words, it will never has any bearing on helping you attain a job. The pursuit of a university degree is an imprudent investment of your time and money since it not only cause you to eminently regress financially by being burdened with unprecedented amounts of student loan debt, but also renders you unable to recover the time lost needlessly squandered completing thousands of hours completing boondoggles assignments. University graduates are not only saddled with unprecedented amounts of debt from their student loans that continues to accrue interest charges each and every day which further undermines their wealth, but are also unable to attain a job that they are highly credential to fulfill since their degrees are worthless to prospective employers. The pursuit of earning a university degree, such as an undergraduate degree or graduate degree, will yield an insurmountable negative return on investment that can render you indebted in perpetuity. University degrees have ultimately become rendered worthless in the modern job market. Much to the dismay of prospective university students, it is eminently unfortunate just how devalued degrees, certifications, and other credentials have become in the digital era. This is something that customers truly wish they knew before enrolling in their university degree program. The fact of the matter is that the pursuit of a university degree never warrants the opportunity costs nor tuition costs. Even if you earn an impeccable 4.0 GPA in a university degree program and have multiple degrees and certifications, it still will have absolutely no bearing on your ability to attain a job in the real world, even over other less qualified candidates. Even the once desirable degrees, such as STEM degrees, engineering degrees, medical doctorates, and law degrees, are preordained to leave you indebted for decades, financially setback for decades, and either unemployed or egregiously underemployed. Moreover, you will be worse off post earning the university degree than you were before you pursued your post-secondary education endeavors since you will have not only forgone years of full-time laborious work in the workforce for a fruitless pursuit, but will also not reap a better job outcome post earning a university degree. Even when coupled with ample work experience, the advanced degrees and certifications, will almost never ever help you even elicit an interview request.

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