Overview

If you are dreaming of owning your own home but the banks say no , this guide can show you how to get the house you want. No theory. No fluff. No lies. Just a steady stream of real stories about real people, real numbers and step-by-step instructions you can put into action immediately. Imagine how much easier things will be for you when you know exactly what you need to do. This guide describes in detail what to look for, how to protect your interests, what questions to ask and the little-known, yet critical steps you need to take on the homebuyer side of a rent to own transaction.While the idea of renting to own a house has been around for decades, this is the first official guide written specifically for homebuyers considering rent to own as a path to homeownership. This guide is ideal for anyone who wants to buy a home after a divorce, bankruptcy or a recent immigration. As a how-to book, it examines key principles and reveals lessons from real-world successes that people across Canada, USA, Australia and UK can easily apply to move into their dream home, build equity, and improve their credit. Anyone can easily put this information to work and become a homeowner sooner than they thought possible.This easy-read is authored by two trusted experts on rent to own who are on a mission to educate homebuyers and improve their experience and outcomes with rent to own. Neil Oliver and Rachel Oliver have counselled over 5000 families on how to succeed with rent to own. They spell out in great detail why many people succeed with rent to own and why others fail. This is the first official guide designed to enlighten and empower people determined to own even when the banks say no way . An absolute must-read for anyone who wants to own a home but can't qualify for a traditional mortgage today.

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The idea of renting to own a home was not very well known back in 2009 when we stumbled upon it. We learned that it is an excellent option for people who no longer want to throw their hard-earned money away on rent yet they cannot get approved for a mortgage due to low credit or low down payment. To us, rent to own is simply a great way to help people who need a break. In 2009 we created a rent to own program that is aimed at helping people become home owners at the end of a pre-determined rent to own period. Along the way we discovered that many people in Canada, USA, Australia and UK may be misinformed or misguided by the information surfacing online or in the media. Our mission became to educate families and individuals about the realities of rent to own so they can be empowered to succeed. Through open and honest information sharing, we hope to increase the success rate of people who choose to use the rent to own path to homeownership. Our program is designed to make renting to own a positive experience for both the people who will become the homebuyers and the investor that is helping them get there. We personally facilitated rent to own arrangements for over 50 families in our local area where we carefully matched families with investors who share our commitment to help people get ahead with rent to own. In 2009 we set out to educate homebuyers on how to rent to own and come out ahead. We have since counselled over 500 people including self-employed professionals, new immigrants, and people looking for a fresh start after divorce.

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