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9781500177751

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Michael is a US Marine veteran, has former experience as a retail manager, auto service technician, heavy equipment technician and operator, housing management and presently serves proudly in the public safety sector. He is the creator of the negativetopositivenetworth.com website. He lived the first twenty years of his working life doing what most broke people do. He made all of the same mistakes we all make. At the young age of thirty nine he began to realize that the way he was living life and handling his money was definitely not the way to reach financial freedom. Michael was able to find the will to educate himself about personal finance and has in three years' time worked his way out of a negative net worth and began to build a positive net worth. He is now in the process of building wealth for his future and to leave a legacy for his family. He has become so empowered by reaching debt free status and building wealth that he has acquired a strong calling to help others empower themselves to reach their own financial freedom. His hope is to be able to help spare someone from the same pain of living a life in debt that he has endured for so long. Michael used his passion for personal finance to launch his blog negativetopositivenetworth.com in January 2014. He regularly writes articles for the blog and has seen tremendous growth in readership since its inception. Michael has written two books: Negative To Positive Net Worth: Become Debt Free to Reach Financial Freedom and Home Ownership: Are You Ready For It?

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