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"A successful real estate investor, owner and expert for over 30 years, Fred Gelfand has also been fortunate to have been a musician, composer, teacher and survivor. He has purchased, operated, managed and flipped over 50 properties-and has never experienced a loss! In fact, most of the properties his portfolio have maintained an amazing 50-300% gain! A multi-talented force of nature, Fred Gelfand is the author of the recent bestseller, GOLF LIFE: Confessions of an Average Golfer. He has been writing, composing and performing music since he was 15. He was a keyboard player and rhythm guitarist for the well-known New York rock group, Nobody's Children. At the time, he recorded a song that hit the national charts called ""It's Getting Better."" For the next several years, Fred performed in small hotels and clubs. He sang and played all the instruments while recording three children's CDs. Fred was also a popular elementary school teacher for over thirty years. In 1993, when the World Trade Center was first attacked, Fred was on a class trip with his students. When the bomb exploded, he was in an overcrowded elevator on the 38th floor with four classes and several tourists. He heroically managed to calm everyone down during the seven-hour ordeal, which was documented in the media. Fred Gelfand lives on Long Island, New York with his beautiful wife Sandy. Jim Jermanok is an award-winning author, filmmaker, creative entrepreneurship expert, consultant and speaker. His words and photos can be seen in The Washington Post, Indiewire, The Huffington Post and The Boston Globe. He is the author of a bestseller on creative entrepreneurship, BEYOND THE CRAFT: What You Need to Know to Make A Living Creatively! and helped Fred Gelfand with his previous book, GOLF LIFE: Confessions of an Average Golfer. He is currently directing and producing a feature documentary about the art and life of Oscar-winning actor Martin Landau. Mr. Jermanok wrote and produced the highly acclaimed romantic comedy, ""Passionada,"" which was released by Columbia Tri Star in over 150 countries. His film ""Em"" won the Grand Jury Prize at the Seattle International Film Festival and the Criterion International Inspiration Award, among others. Also active in TV and New Media, Jim Jermanok's new web series ""LIFEADVICE.TV"" has drawn tremendous praise since going live globally in late 2015."

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