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OverviewConsumer credit has become a topical issue for researchers, regulators and the banking industry in Europe as a result of increasing market integration, regulatory changes and a growing tendency of households to use debt to finance consumption. This study uses a cross-country approach to look at a broad range of issues related to consumer credit in Europe. Focusing on both the supply and demand sides, it takes into account the structure and performance of financial intermediaries, the socio-demographic and economic profile of households and their risk of over-indebtedness, as well as the regulatory framework, such as the new Consumer Credit Directive. In the light of this analysis, measures for the prevention and management of over-indebtedness are presented. This book is essential for postgraduate students and specialists in financial institutions, for regulators and policy-makers who are in charge of efficiency and stability of financial systems. Full Product DetailsAuthor: Daniela VandonePublisher: Springer-Verlag Berlin and Heidelberg GmbH & Co. KG Imprint: Physica-Verlag GmbH & Co Edition: 2009 ed. Dimensions: Width: 15.50cm , Height: 0.90cm , Length: 23.50cm Weight: 0.454kg ISBN: 9783790821000ISBN 10: 3790821004 Pages: 134 Publication Date: 20 July 2009 Audience: Professional and scholarly , Professional & Vocational Format: Hardback Publisher's Status: Active Availability: In Print This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us. Table of ContentsReviewsAuthor InformationTab Content 6Author Website:Countries AvailableAll regions |